In addition to using my part-time, work-from-home income to hire a maid and a personal trainer (Damn, that sounds so Beverly Hills. Believe me, it's not. I only see the trainer twice a week--hardly enough to get me firm by Christmas. And the maid only comes every other week--hardly enough to keep the house Martha-Stewart-clean on a regular basis.) I wanted to open a college savings account for Delaney.
Yesterday I met with our financial advisor to open the account. I was a little worried (and slightly embarrassed) that the amount I wanted to contribute per month would be too small That it would never add up to what we'd eventually need to send Delaney to college. That I'd have to give up said trainer and maid to be able to afford our daughter's higher education. Imagine my surprise when the advisor did a conservative hypothetical analysis and told me that with the amount we'd be putting in each month, we'd have plenty of money and then some. I was thrilled! Delaney can get that college education and Mommy can still work towards a flat tummy and a yummy butt and lay on the couch instead of dusting. Wonderful!
Still, it was strange setting up the account and planning for something that seems so far away from now. As fast as Delaney's first year is flying by, though, I figured it was time to get serious about saving. I didn't want to look up one day and realize that while Delaney would be ready for college in just a few years, we wouldn't have the wherewithal to provide that for her. I'm glad I got it in gear and set up the account. It's amazing how just a little money now can turn into a college education later.
She's my baby girl and her first day of college seems a million miles away. And yet, it will be here before we know it. OK. That's enough of that. I'm about to start bawling.